PM Mudra Loan 2023 Apply Online, PMMY Eligibility

PM Mudra Loan 2023 Apply online for Micro units. Pradhan Mantri Mudra Loan PMMY Yojana Eligibility, Loan Limit, Interest calculator. The micro unit’s development and refinance agency bank that is the MUDRA bank is established under the Pradhan Mantri MUDRA yojana by the honorable prime Minister of India sh. Narendra Modi on 8th April 2015. The PM MUDRA yojana aims in promoting entrepreneurship by providing non-corporate, non-farm small/micro enterprises loans up to 10 lakhs.

PM Mudra Loan 2023

The central government department of ministry of finance has brought a chance for these entrepreneurs for year 2023. In todays article the readers can find the information regarding PM MUDRA yojana for year 2023 its eligibility criteria and application procedure.

The Pradhan Mantri MUDRA yojana is further divided to the following types of loans that will be provided to the applicants:

  • The first is the Shishu loan, under this category of loan the beneficiaries will be given a loan credit of 50,000.
  • The second type of loan under this category is the Kishore Loan where the beneficiaries will be given a loan credit ranging from 50,000 to 5 lakhs.
  • The third type of loan where the beneficiaries will be provided a loan credit ranging from 5 lakh to 10 lakhs is the Tarun Loan.

PM Mudra Loan Yojana 2023

The Pradhan Mantri MUDRA yojana will allow the eligible beneficiaries the below mentioned benefits:

  • Any person who is a citizen of India wishes to start his own small business can ask for a loan under PM MUDRA yojana.
  • Under the PM MUDRA yojana scheme the eligible beneficiaries will be provided with loans without a guarantee to start their businesses.
  • Apart from this no processing charge will be applicable while applying for the loan.
  • Under the PM Mudra Yojana scheme the loan repayment period can be extended up to 5 years.
  • The eligible beneficiaries will be given a PM MUDRA card, which will aid the beneficiaries in meeting their needs of expenditure for their business.
PM Mudra Loan Apply Online 2023
PM Mudra Loan Apply Online 2023

PM Mudra Loan Apply Online

The applicants while applying for the loan must ensure that they are not carry any defaulting record with the following banks that are eligible to provide loans to the eligible beneficiaries:

  • State Bank of India
  • Union Bank of India
  • Central Bank of India
  • HDFC bank
  • Indian Overseas Bank
  • Oriental Bank of Commerce
  • Axis Bank
  • Canara Bank
  • federal bank
  • Indian Bank
  • Kotak Mahindra Bank
  • bank of India
  • Corporation Bank
  • ICICI Bank
  • Punjab National Bank
  • UCO Bank
  • Bank Of Baroda
  • Punjab And Sind Bank
  • IDBI Bank
  • bank of India
  • J&K bank
  • Syndicate Bank
  • Andhra Bank
  • Bank Of Maharashtra
  • Dena Bank
  • Karnataka Bank
  • Tamilnad Mercantile Bank
  • Saraswat Bank
  • Allahabad Bank

PM Mudra Loan Interest Rate

In order to apply for the PM MUDRA yojana scheme the interested applicants can follow the below mentioned steps:

  • First of all, visit the official website of Mudra Yojana scheme.
  • On the home page tab, you will find the 3 following categories of Mudra Yojana. click on any one.
    • Shishu
    • Kishor
    • Tarun
  • A new tab will open. The applicants can download and print the application form from this page.
  • Now fill in all the details asked in the application form carefully.
  • After this, you have to attach all the important documents to your application form. While completing the application form the applicants must have the following documents:
    • Aadhar card
    • pan card
    • Permanent address proof
    • Business Address and Proof of Establishment
    • Balance Sheet of last three years
    • Records of Income Tax Returns and Self Tax Returns
    • 2 passport size photos
  • Now the applicants need to submit the application form to their nearest bank.
  • After your application it will be further sent for verification process, eligible beneficiaries will be given the required loan within 1 month.

PM Mudra Loan Registration 2023

In case the applicants need any help regarding the application for PM MUDRA yojana scheme they can contact on the following national helpline number.

  • 1800 180 1111
  • 1800 11 0001

These helpline numbers are also available for the applicants in all 36 states and union territories all over the entire nation.

s.n. Name of the states helpline number
1 Andaman & Nicobar (UT) 18003454545
2 Andhra Pradesh 18004251525
3 Arunachal Pradesh 18003453988
4 Assam 18003453988
5 Bihar 18003456195
6 Chandigarh (UT) 18001804383
7 Chhattisgarh 18002334358
8 Dadra & Nagar Haveli (UT) 18002338944
9 Daman & Diu (UT) 18002338944
10 Goa 18002333202
11 Gujrat 18002338944
12 Haryana 18001802222
13 Himachal Pradesh 18001802222
14 Jammu and Kashmir (UT) 18001807087
15 Jharkhand 18003456576
16 Karnataka 180042597777
17 Kerela 180042511222
18 Delhi 18001800124
19 Lakshadweep (UT) 04842369090
20 Madhya Pradesh 18002334035
21 Maharashtra 18001022636
22 Manipur 18003453988
23 Meghalaya 18003453988
24 Mizoram 18003453988
25 Nagaland 18003453988
26 Odisha 18003456551
27 Puducherry (UT) 18004250016
28 Punjab 18001802222
29 Rajasthan 18001806546
30 Sikkim 18003453988
31 Tamilnadu 18004251646
32 Tripura 18003453344
33 Uttar Pradesh 18001027788
34 Uttarakhand 18001804167
35 West Bengal 18003453344
36 Telangana 18004258933

PM Mudra Loan Application Online

Some key highlights for the PM MUDRA yojana scheme 2023 are stated below:

Name of the scheme PM MUDRA yojana scheme
Launched by The central government of India
Department responsible Ministry of finance
Aim of the scheme aims in promoting entrepreneurship by providing loans up to 10 lakhs.
Scheme launched in the interest of the non-corporate, non-farm small/micro enterprises
Mode Offline
Official website
Official Portal Click here
BSKWB Home Click here

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